This post is sponsored by Sivan Social. All comments and opinions are my own.

Are you caring for an elderly parent or spouse? This can be an overwhelming process. If you are making their health care decision, navigating Medicare can seem like another big chore. When my  parents became eligible for Medicare I found the process frustrating, confusing, and difficult.

Together we learned that you have to plan out everything very carefully. You have to consider what coverage you need, check the timing of enrollment and coordinate all the health benefits.

Medicare Annual Enrollment is coming up from Oct. 15 to Dec. 7, so its time to get prepared! During this time, you can enroll in Medicare for the first time, drop your plan, or switch plans. this goes for Original Medicare (Part A and B), along with Medicare Advantage and Medicare Part D (prescription drug plans).

QuoteManage is a national Medicare telesales brokerage firm that specializes in Medicare and helps seniors across the country find the best plan to fit their needs. They help eligible Medicare customers enroll in Medicare Advantage, Medicare Supplement, and Medicare prescription drug, vision, and dental plans to cover all of their evolving health needs. They also advise newly Medicare-eligible and newly retired Medicare recipients with their healthcare insurance options.

Many older adults don’t realize that Original Medicare (Part A and Part B) doesn’t cover everything. For example, Part B enrollees are responsible for paying 20 percent of the Medicare-approved amount for all Part B services, which can really add up. Plus, Original Medicare doesn’t have a limit for out-of-pocket costs, which means your cost-sharing responsibility will accumulate without a cap. If you just sign up for Original Medicare, you may end up paying high out-of-pocket costs throughout the year. Because of this, Medicare also contracts with private insurance companies to offer add-on or bundling options such as:

• Medicare Supplement Insurance, also known as Medigap
• Medicare Part C, also known as Medicare Advantage
• Medicare Part D, also known as Prescription Drug Plans (PDPs)

Make sure to visit the 2022 Medicare Enrollment page on SeniorLiving.org to get more facts about Medicare.

Call QuoteManage at 855-943-2826 for their free Medicare plan consultation. This is a no-cost, no-obligation call with an expert who can help seniors find the right Medicare plan for their needs. Medicare coverage starts with understanding your options and we hope this information helps you to be confident in your decision!

Please share this information with your Medicare-eligible friends and loved ones, so that they can make informed decisions.